Are you considering filing for bankruptcy? While filing for bankruptcy may feel like an intimidating experience, Rodriguez Law, P.L. provides a trusted legal resource to help you file under Chapter 7 or Chapter 13 of the Bankruptcy Code. Call 305-262-8226 for a Free Consultation. Striving to make the bankruptcy process as simple and painless as possible, let our team help guide you in creating a better financial future for you and your family. Proudly serving Miami-Dade County and Broward County with our bankruptcy services, call (305) 262-8226 today!
As the most common form of bankruptcy filing, Chapter 7 provides a relatively quick 3-6 month resolution. A majority of your debts will be wiped away, except for student loans, secured loans, child support, and any other exempt obligations. While the non-exempt property may have to be surrendered, you are able to keep exempt assets such as retirement accounts, public benefits, and maybe even your home. While there is no limit to the amount of debt that may be discharged under your Chapter 7 filing, if your income exceeds the median income for Florida, our team at Rodriguez Law, P.L. will decide if filing under Chapter 13 would better suit your situation.
Contrary to Chapter 7, Chapter 13 provides a way for a person or married couple to access a payment plan to pay part of or all of their debts to their creditors over a 3-5 year repayment period. Under Chapter 13, you are
not
required to surrender any property to repay your creditors and you can come to a comfortable arrangement for repaying non-dischargeable debt, and an automatic stay applies to co-debtors.
You can count on us for quality bankruptcy legal services– call (305) 262-8226 now!
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
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